Smart Finance
ES Newsletter

Markets and money, explained for young people By Jaime Sandoval

Thu 21 Aug · NYSE open · BMV open

Tap a city

Animation paused because your device prefers reduced motion.

Delayed 15 min Yahoo Finance loading…

Pulse

All markets →
Delayed 15 min Yahoo Finance · CoinGecko loading… Banxico · Fed verified by hand loading…

Today's story

All news →

Markets Bloomberg —

Placeholder headline that spans about two lines on a phone screen

What happened

Placeholder text for what happened, two lines long, replaced when the feed arrives on the page.

Why it matters

Placeholder text for why it matters for a student in Mexico or Canada, two lines long.

Market impact
AI summary Bloomberg loading…

The title and “what happened” come from Bloomberg. “Why it matters” is a summary generated with Claude (AI) from the headline and description; it is educational, not advice, and can contain errors.

Keep learning

All lessons →

Start here From zero 1/4

The 50/30/20 rule for your first budget

How to build your first budget in Mexico: from your real take-home pay to a plan that survives a normal month.

Continue 6 min
  1. From zero 6 min The 50/30/20 rule for your first budget
  2. From zero 5 min Simple vs. compound interest
  3. From zero 5 min What inflation is, and how it hits you
  4. From zero 6 min Your first credit card (and how not to wreck yourself)
  5. How markets work 5 min What it means when the peso weakens
  6. How markets work 6 min What you actually buy when you buy a share
  7. How markets work 6 min How a stock exchange actually works
  8. How markets work 5 min Why the S&P 500 goes up or down
  9. Invest with a clear head 6 min 3 common mistakes when you start investing
  10. Invest with a clear head 6 min ETFs: five hundred companies in one go

Tools

All tools →
Daily challenge A game: guess what five real charts did next. Compound interest See how monthly savings grow over 20 years. How much does inflation eat? What $100 today will be worth, and why. CETES vs account vs inflation Where the same money keeps what it buys.

Smart Finance Projects

All projects →

First report · Lululemon (LULU) In progress

An equity research report built in public

Thesis, 5 years of numbers, a DCF you can move and the risks. By me, a student, with every source cited.

Verified so far Seven fiscal years pulled from SEC filings and checked against the 10-K. Thesis, assumptions and conclusions are still being written.

Open the report →

Markets in 60 s

See all →
  1. SPYName 000.00 ▲ 0.00 %
  2. SPYName 000.00 ▲ 0.00 %
  3. SPYName 000.00 ▲ 0.00 %
  4. SPYName 000.00 ▲ 0.00 %
  5. SPYName 000.00 ▲ 0.00 %
Delayed 15 min Yahoo Finance · CoinGecko loading…

Breakdowns

My real LinkedIn and TikTok posts.
Me, Jaime Sandoval Ricaño, founder of Smart Finance, smiling in a red jacket

Who makes this

Jaime Sandoval Ricaño

Student and creator. Markets and money explained on TikTok and LinkedIn, in two languages.

About → LinkedIn ↗ TikTok ↗