Term
Take-home pay
The money that actually lands in your account after taxes (ISR), social security (IMSS) and anything else withheld. A budget starts from this number, never from the gross salary.
In pesos: A $15,000 MXN gross salary can land as roughly $13,000 net; budgeting with $15,000 is how you end up short.
Where to go deeper
1/4 6 min Read The 50/30/20 rule for your first budget How to build your first budget in Mexico: from your real take-home pay to a plan that survives a normal month.More terms on the same topic
Educational content only: not financial, investment or tax advice. The numbers are examples to understand the idea, not a forecast or a recommendation.