Smart Finance

Term

Compounding period

How often interest is added to the balance so it starts earning interest itself: yearly, monthly, daily. More often means slightly faster growth.

In pesos: $1,000 MXN a month at 8% compounded monthly for 20 years ends near $589,000, of which $240,000 came from you.

Where to go deeper

2/4 5 min Read Simple vs. compound interest What compound interest actually is, why time matters more than the amount you start with, and how the same force works against you on a credit card.

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Educational content only: not financial, investment or tax advice. The numbers are examples to understand the idea, not a forecast or a recommendation.